The purpose of this document is to inform the Credit Bureau of inaccurate items on your credit report that should be deleted.
To Whom It May Concern:
RE: DELETIONS TO CREDIT REPORT
I received a copy of my credit report and am disputing some items that need to be deleted. I have highlighted and numbered these disputed items on the attached copy. The reasons why these items should be deleted are indicated below:
Item #:
Creditor Name:
Reason For Deletion:
[Use additional sheet for more accounts]
According to the provisions of the Fair Credit Reporting Act §611(a) [15 USC §1681i (a)], these disputed items must be reinvestigated or deleted from my credit record within 30 days. In the interim, these items should be noted on my credit record as in dispute. I am also requesting the names, addresses and telephone numbers of individuals you contacted during your investigation so that I may follow up.
Please notify me that the above items have been deleted pursuant to §611 (a) (6) [15 USC §1681j]. I am also requesting an updated copy of my credit report, which should be sent to my current address listed in this letter. According to the provisions of §612 [15 USC §1681j], there should be no charge for this report.
If you have any questions or need additional information, please contact me at the above address.
Last four of your SSN: ___________________________________
Sincerely,