This letter should be sent to the credit bureaus to request correction of incorrect information and include proof of those errors.
To Whom It May Concern:
RE: CREDITOR ERROR(S) SHOWING ON CREDIT REPORT
Report Number:
I am writing in regard to my file and the credit report number above. There are one or more errors on this report. Here is what I noted as listed incorrectly.
Item #
Creditor Name
Error
Other Information: [Select or Highlight this text and type over it. This text box expands as you type into it.]
I have contacted the creditor directly and the creditor has admitted that they made an error in reporting this account to you. I am enclosing written proof of this and am requesting that you change this listing on my report as soon as possible.
I am requesting an updated copy of my credit report, which should be sent to the address listed below. According to the provisions of §612 [15 USC §1681j] of the Fair Credit Reporting Act, there should be no charge for this report because it currently is incomplete.
If you have any questions or need additional information, please contact me at the address listed below.
Thank you for your prompt attention to this matter.
Sincerely,