The purpose of this document is to request a Statement of Circumstances be considered when applying for new credit. It is intended to be read by the new creditor as an addition to your credit application and credit report.
To Whom It May Concern:
RE: STATEMENT OF CIRCUMSTANCES FOR CREDIT APPLICATION
I am writing in reference to my application to you for credit. I have seen my credit report and realize that there may be items on it that concern you. Please allow me to explain. I have experienced the following circumstances:
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My current circumstances are:
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I would ask you to understand that my situation has Improved. I will be able to make all payments to you without any problem and hope that you will give my application due consideration.
Last four digits of SSN: _______________________________________________
Sincerely,