This letter is sent to the original Creditor to request a period of no payments on an account. This should be a temporary situation and it is best that you fulfill your obligation within the time-frame you set as soon as you are able.
To Whom It May Concern:
RE: Requesting Temporary Suspension of Payments
I am writing in regard to my account number __________________. I am behind on my payments and am experiencing some temporary financial difficulties.
I fully intend to repay this account in full; however I am unable to make any payments at this time for a period of ________________________.
I am requesting that you allow me to miss__________ payment(s) while I get back on my feet financially.
I would be very appreciative if you could help me in this way. Please let me know in writing if this is possible.
Sincerely,