This letter should be sent to creditors to request deletion of any erroneous inquiries listed on your credit report.
To Whom It May Concern:
Re: Unauthorized Credit Inquiry
I recently received a copy of my credit report from _________________________ (Credit Bureau). The credit report showed a credit inquiry by your company that I do not recall authorizing.
I understand that you shouldn't be allowed to put an inquiry on my file unless I have authorized it. Please have this inquiry removed from my credit file because it is making it very difficult for me to acquire credit.
I have sent this letter certified mail because I need your prompt response to this issue. Please be so kind as to forward me documentation that you have had the unauthorized inquiry removed.
If you find that I am remiss, and you did have my authorization to inquire into my credit report, then please send me proof of this.
Thanking you in advance,