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014 - Explanation for Delinquent Payment
The purpose of this document is to allow an explanation of any late payments and to have the payment information corrected on your credit report by your bill collector, collection agency or creditor. The corrections included in your credit report will provide an accurate history of your financial habits.
To Whom It May Concern:
RE: Explanation for Delinquent Payment
Account Name/Number______________________________________
It has recently come to my attention that several of my payments to your account have been labeled “late” on my credit report.
These missed payments were due to:
[Select or Highlight this text and type over it. This text box expands as you type into it.]
I have been prompt in paying in the past, and since the late payments occurred for the above excusable reason, please correct the payment history for my account at the following credit bureaus; Equifax, TransUnion, and Experian, which carry your account histories.
It is important that my credit report reflect the good relations I have had with your company in the past. The corrections in the credit report will make it more representative of my financial habits. I appreciate your assistance.
Sincerely,
