This letter should be sent to your creditors if they are reporting incorrectly and have verified incorrect information with the credit bureaus.
To Whom It May Concern:
RE: Incorrect Reporting To Credit Bureaus
Account Name/Number__________________________________
I am writing to you in regard to my account number above. I recently received a copy of my credit report from the following credit reporting agency: _________________________.
My account with you is incorrectly listed as ___________________, when in fact it is____________________.
I have asked that the credit reporting agency verify this with you and was told you did not verify the correct information.
I am requesting that you immediately contact this credit reporting agency with the correct information regarding this account. Please provide me with a copy of your correspondence correcting this. I am prepared to enforce my rights under the Fair Credit Reporting Act if you do not report the correct information to this agency.
Sincerely,