The purpose of this letter is to remind the Credit Bureaus of a letter previously sent requesting an investigation of inaccurate or incomplete items on your credit report.
To Whom It May Concern:
RE: Reminder to Respond to the 1st Notice
Thirty (30) days ago you received my letter disputing several items listed in my credit report, issued by your firm. The items were inaccurate and incomplete. I have attached a copy of my original request and proof of the inaccurate item placed on my credit report. I sent the initial letter via registered mail and am enclosing a copy of the return receipt that you signed on.
Under the Fair Credit Reporting Act §611 [15 USC §1681i (5) (A)], you had 30 days from receipt of my original letter to respond to my request for a reinvestigation of the erroneous item(s). I have not received a reply from you within those 30 days. Therefore, it must be that the information on my report was either inaccurate or could not be re-verified. In either case, according to the provisions of §611 [15 USC §1681i (a)], the item(s) must be deleted immediately.
Failure to respond to this request is a violation of the Fair Credit Reporting Act and may be investigated by the FTC. Please respond immediately so that I do not need to pursue my legal rights under 15 USC § § 1681n or 1681o, which require your compliance with the law.
Also, pursuant to §611 [15 USC §1681i (d)] of the Fair Credit Reporting Act, please send me notification that the item(s) has been deleted. Send an updated copy of my credit report to the address above, as well as to any other party that has inquired about my credit rating in the past 6 months.
According to the provisions of §612 [USC 15 §1681j], there should be no charge for notification of changes on my credit report.
Last four of your SSN#_____________________________
Sincerely,