This letter should be used to request that the credit bureaus delete information that is obsolete and still reporting after 7 years.
To Whom It May Concern:
RE: Request for Removal of Outdated Information
Please note that under Sections 605 and 607 of the Federal Fair Credit Reporting Act you are obligated within 30 days to delete obsolete information from my consumer credit report.
The following items on my credit report are more than 7 years old and/or exceed the statutory time period under this Act, and they must be removed:
| Item # | Creditor Name | Account Number |
Also, pursuant to Section 168 of the same Act, I am entitled to notification that the items have been deleted. Please send an updated copy of my credit report to the above address. According to the provisions of §612 [USC 15 §1681j], there should be no charge for this report.
I anticipate your immediate attention to this matter.
Last four of your SSN: _____________________________
Sincerely,