This letter should be used to request that a married couple's credit reports remain separate and that the information is removed from the other spouse's report.
Request for Husband and Wife File Separation
To Whom It May Concern:
I recently received a copy of my credit report and noticed that it contains information about my spouse, as well as about me. Under the Equal Opportunity Act, a husband and wife are allowed to maintain separate files pertaining to credit information.
The undersigned request that credit information on the accounts of the undersigned be maintained in separate files.
We further request that all past, current and future information be reported as separate account information to all credit reporting agencies.
My Name: _______________________________________ My Spouse Name: _______________________________
My SSN: _________________________________________ My Spouse's SSN: _______________________________
__________________________________________________ __________________________________________________
Signature Signature